Running a business comes with constant financial needs — whether it’s for expansion, inventory, or working capital. With Tally Capital, you can now unlock smart financing directly from your trusted TallyPrime platform. Vishwnet India, an authorized Tally Solutions partner, helps you access seamless, quick, and secure loans through TallyCapital — empowering your business to grow without interruption.
Why Choose Tally Capital?
TallyCapital is a specialized financial solution designed for small and medium-sized businesses that use TallyPrime. Instead of navigating complex loan processes or visiting banks, you can access financing right within your Tally dashboard.
Here’s why thousands of businesses prefer Tally Capital:
Simple, Smart & Superior Financing: Instant access to working capital without tedious paperwork.
Trusted Platform: Integrated directly within TallyPrime — India’s most popular accounting software.
Secured & Reliable: Your data remains safe within the Tally ecosystem, ensuring complete confidentiality.
Quick Turnaround: From application to disbursal, everything happens in just a few clicks.
With Vishwnet India as your official Tally partner, you not only get access to TallyCapital loans but also receive free consultation, eligibility checks, and credit score insights before applying.
How Tally Capital Works
Tally Capital is built to make business financing hassle-free and digital. Whether you need funds to manage cash flow or invest in growth, the process is completely automated and transparent.
Tally Capital connects your business with reputed lending partners who evaluate your eligibility based on your Tally data — such as sales, expenses, and cash flow patterns. This ensures you get customized loan offers tailored to your actual business performance.
The process involves four simple steps:
1. Check Your Eligibility
Instantly check if you pre-qualify for a loan through your TallyPrime dashboard. The system performs a secure evaluation without affecting your credit score.
2. Apply with a Few Clicks
Complete your loan application in minutes. Upload minimal documents — no lengthy forms or in-person visits needed. Vishwnet India assists you throughout the digital process.
3. Get Quick Approval
Once submitted, your loan request is processed by trusted lenders integrated with Tally Capital. Approvals are fast — often within 24 to 48 hours.
4. Receive Your Funds
After approval, your loan amount is directly credited to your business bank account, ready to use for your operations.
Features and Benefits of Tally Capital Business Loan
Tally Capital isn’t just another business loan — it’s a tech-driven financial solution that understands how your business runs.
Tailored for Tally Users
Since your business data resides within Tally, the system can generate instant insights to make borrowing easier and faster.
Flexible Loan Amounts
You can apply for a loan starting from ₹50,000 up to ₹75,00,000, tailored to suit your business requirements and turnover.
Competitive Interest Rates
Access business loans at best-in-class interest rates, negotiated by Tally’s verified lending partners.
Transparent & Paperless Process
Every step from eligibility check to fund disbursal is fully digital and transparent, allowing you to track your loan status in real time.
Eligibility Criteria for Tally Capital Business Loan
While eligibility varies depending on the lender, here are the general criteria most businesses meet:
- You must be an active TallyPrime user.
- Your business should be at least 1 year old with regular sales records.
- A minimum annual business turnover of ₹10 lakh or above.
- Valid GST registration and business PAN.
Vishwnet India can assist you in verifying all requirements and help you improve your chances of approval with a free pre-loan consultation.
Documents Required
Tally Capital simplifies documentation to make it effortless:
- Business PAN Card
- GST Certificate
- Bank Statements for the last 6 months
- Address Proof of Business
- Identity Proof of Proprietor/Partners/Directors